Comments on Naheed Amdani, Attorney: Do You Qualify for the Making Homes Affordable Ini...

Again, without a thorough examination of your file...

2009-11-10T16:29:08.151-06:00

Again, without a thorough examination of your file, I cannot give you any advice!

My loan is backed by Fannie Mae and my lender is C...

2009-11-06T09:49:05.182-06:00

My loan is backed by Fannie Mae and my lender is Chase Bank.

First of all, it's my understanding that for l...

2009-11-05T18:40:30.393-06:00

First of all, it's my understanding that for loans that are not insured by Fannie Mae, the Making Homes Affordable Initiative is a voluntary program for lenders. You may not qualify specifically under the Making Homes Affordable program, or your lender may have decided to participate but may not have developed internal guidelines yet. Second, without a thorough examination of your file, I cannot advise you as to whether you qualify for a loan modification. Good luck!

I was denied a MHA Hamp reason given "hardshi...

2009-11-04T14:06:57.192-06:00

I was denied a MHA Hamp reason given "hardship not permanent nature" bank's excuse my wife (coborrower) is unemployed.

She has been out of work for more than 12 months and continues to seek work. Our hardship has put a huge strain on our combine household income.

Also, Bank stated that I make less now than in 2007 which is false I have W-2's to prove otherwise.

Does my lender have the right to deny me a HAMP based the facts above. I don't believe my lender is following the US Treasury guidelines and is making up their own rules.